I/We, as either principal of the applicant or a personal guarantor of applicant's obligations,
authorize creditor and its assignee from time to time to obtain credit agency reports and to make
other inquiries regarding the business or the principals, including contacting the bank and trade
references. Furthermore, I/We authorize each bank and trade reference to supply any requested
information regarding my/our credit history to creditor and its assignee in written, fax or verbal
form. I/We further authorize creditor to provide such information, and to report on its business
relations with me/us, to others. In addition, by signing this document I/We establish a business
relationship with creditor. I/We authorize creditor to send information, advertising, and/or other
notification(s) to the above-named business or individuals by fax, email, or any other means.